Comprehensive Local Credit Card Guide

Credit Cards in 21207 (Gwynn Oak, MD)

Credit Card Debt in 21207

^ Average credit card debt in 21207 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 21207

^ Based on overall Maryland data, the credit card delinquency rate in Gwynn Oak is approximately 0.61%. ^[2]

Credit Scores in 21207

^ The average credit score in Gwynn Oak is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 21207

Credit Card Debt in 21207

21207 Credit Card Debt
- The estimated average credit card debt for 21207 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 21207

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21207 Credit Scores

Credit Scores in 21207
- Residents of 21207 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 21207 (Gwynn Oak, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 21207 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 21207 ^[4]
- 21207 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 21207 (Gwynn Oak, MD)

Recent credit card complaints originating from consumers in 21207, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 21207

Complaint Issue	Number of Complaints*
Incorrect information on your report	1428
Improper use of your report	709
Problem with a credit reporting company's investigation	193
Problem with a company's investigation into an existing problem	190
Written notification about debt	48
Other	295

* Total 2021 - 2024 (current)

Additional information about Maryland

About 21207

21207 is associated with the city of Gwynn Oak, which is located in Baltimore County in the state of Maryland. ^[6]

21207 Credit Cards

For more information about 21207 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21207

6. ^ United States Census Bureau