Comprehensive Local Credit Card Guide

Credit Cards in 21214 (Baltimore, MD)

Credit Card Debt in 21214

^ Average credit card debt in 21214 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 21214

^ Based on overall Maryland data, the credit card delinquency rate in Baltimore is approximately 0.61%. ^[2]

Credit Scores in 21214

^ The average credit score in Baltimore is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 21214

Credit Card Debt in 21214

21214 Credit Card Debt
- The estimated average credit card debt for 21214 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 21214

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21214 Credit Scores

Credit Scores in 21214
- Residents of 21214 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 21214 (Baltimore, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 21214 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 21214 ^[4]
- 21214 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 21214 (Baltimore, MD)

Recent credit card complaints originating from consumers in 21214, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 21214

Complaint Issue	Number of Complaints*
Incorrect information on your report	280
Improper use of your report	137
Problem with a company's investigation into an existing problem	76
Problem with a credit reporting company's investigation	29
Attempts to collect debt not owed	16
Other	80

* Total 2021 - 2024 (current)

Additional information about Maryland

About 21214

21214 is associated with the city of Baltimore, which is located in Baltimore (city) County in the state of Maryland. ^[6]

21214 Credit Cards

For more information about 21214 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21214

6. ^ United States Census Bureau