Comprehensive Local Credit Card Guide

Credit Cards in 21740 (Hagerstown, MD)

Credit Card Debt in 21740

^ Average credit card debt in 21740 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 21740

^ Based on overall Maryland data, the credit card delinquency rate in Hagerstown is approximately 0.61%. ^[2]

Credit Scores in 21740

^ The average credit score in Hagerstown is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 21740

Credit Card Debt in 21740

21740 Credit Card Debt
- The estimated average credit card debt for 21740 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 21740

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21740 Credit Scores

Credit Scores in 21740
- Residents of 21740 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 21740 (Hagerstown, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 21740 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 21740 ^[4]
- 21740 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 21740 (Hagerstown, MD)

Recent credit card complaints originating from consumers in 21740, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 21740

Complaint Issue	Number of Complaints*
Incorrect information on your report	204
Improper use of your report	159
Problem with a company's investigation into an existing problem	140
Problem with a credit reporting company's investigation	39
Attempts to collect debt not owed	25
Other	160

* Total 2021 - 2024 (current)

Additional information about Maryland

About 21740

21740 is associated with the city of Hagerstown, which is located in Washington County in the state of Maryland. ^[6]

21740 Credit Cards

For more information about 21740 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21740

6. ^ United States Census Bureau