Comprehensive Local Credit Card Guide

Credit Cards in 21742 (Hagerstown, MD)

Credit Card Debt in 21742

^ Average credit card debt in 21742 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 21742

^ Based on overall Maryland data, the credit card delinquency rate in Hagerstown is approximately 0.61%. ^[2]

Credit Scores in 21742

^ The average credit score in Hagerstown is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 21742

Credit Card Debt in 21742

21742 Credit Card Debt
- The estimated average credit card debt for 21742 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 21742

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

21742 Credit Scores

Credit Scores in 21742
- Residents of 21742 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 21742 (Hagerstown, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 21742 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 21742 ^[4]
- 21742 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 21742 (Hagerstown, MD)

Recent credit card complaints originating from consumers in 21742, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 21742

Complaint Issue	Number of Complaints*
Incorrect information on your report	316
Improper use of your report	141
Unable to get your credit report or credit score	50
Problem with fraud alerts or security freezes	44
Attempts to collect debt not owed	15
Other	88

* Total 2021 - 2024 (current)

Additional information about Maryland

About 21742

21742 is associated with the city of Hagerstown, which is located in Washington County in the state of Maryland. ^[6]

21742 Credit Cards

For more information about 21742 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21742

6. ^ United States Census Bureau