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Comprehensive Local Credit Card Guide

Credit Cards in 48182 (Temperance, MI)

Credit Card Debt in 48182

^ Average credit card debt in 48182 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48182

^ Based on overall Michigan data, the credit card delinquency rate in Temperance is approximately 0.55%. [2]

Credit Scores in 48182

^ The average credit score in Temperance is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48182

Credit Card Debt in 48182


  • 48182 Credit Card Debt
    • The estimated average credit card debt for 48182 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48182


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48182 Credit Scores


  • Credit Scores in 48182
    • Residents of 48182 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48182 (Temperance, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48182 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48182 [4]
    • 48182 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 48182 (Temperance, MI)

Recent credit card complaints originating from consumers in 48182, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Dec 30, 2015
48182
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Oct 2, 2012
48182
Other
CITIZENS FINANCIAL GROUP, INC.
Closed with monetary relief
Yes
Yes

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Local financial institutions in or near 48182

Banks in or near 48182 (Temperance, MI)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 48182 produced no matches.

ATMs in or near 48182 (Temperance, MI)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 48182 produced no matches.

Credit Unions in or near 48182 (Temperance, MI)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 48182 produced no matches.

Household Income Statistics in 48182

Income: 48182 vs. Michigan

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Income Breakdown in 48182

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Income: 48182 vs. Nation

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Additional information about Michigan

About 48182

48182 is associated with the city of Temperance, which is located in Monroe County in the state of Michigan. [6]

MI Credit Cards

48182 Credit Cards

For more information about 48182 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau