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Comprehensive Local Credit Card Guide

Oxford Credit Cards

Credit Card Debt in Oxford

^ Average credit card debt in Oxford is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in Oxford

^ Based on overall MS data, the credit card delinquency rate in Oxford is approximately 0.87%. [2]

Credit Scores in Oxford

^ The average credit score in Oxford is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Oxford, MS Credit Card & Personal Finance Statistics

Oxford Credit Card Debt


  • Credit Card Debt in Oxford
    • The estimated average credit card debt for Oxford residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Oxford Credit Card Calculator


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Oxford Credit Scores


  • Credit Scores in Oxford
    • Residents of Oxford, MS have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More Oxford, MS Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Oxford cardholders that are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oxford [4]
    • Oxford (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About Oxford

Oxford is a city located in Lafayette County in the state of Mississippi, and has a population of approximately 18,916. [6]

MS Credit Cards

Oxford Credit Cards

For more information about Oxford credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MS

ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau