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Comprehensive Local Credit Card Guide

Saint Joseph Credit Cards

Credit Card Debt in Saint Joseph

^ Average credit card debt in Saint Joseph is approximately $4,796, based on overall Missouri data. [1]

Credit Card Delinquency in Saint Joseph

^ Based on overall MO data, the credit card delinquency rate in Saint Joseph is approximately 0.56%. [2]

Credit Scores in Saint Joseph

^ The average credit score in Saint Joseph is approximately 696, based on collective Missouri data. [3]

MO Credit Cards

Saint Joseph, MO Credit Card & Personal Finance Statistics

Saint Joseph Credit Card Debt


  • Credit Card Debt in Saint Joseph
    • The estimated average credit card debt for Saint Joseph residents is $4,796. [1]
    • Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
    • Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. [1]

Saint Joseph Credit Card Calculator


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Saint Joseph Credit Scores


  • Credit Scores in Saint Joseph
    • Residents of Saint Joseph, MO have an estimated average credit score of 696. [3]
    • The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
    • Missouri collectively ranks 33rd in the U.S. in average credit score of residents. [3]

More Saint Joseph, MO Credit Stats

  • Credit card delinquency rates in Missouri [2]
    • Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Saint Joseph cardholders that are more than 90 days late on payments
    • Missouri Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Saint Joseph [4]
    • Saint Joseph (Missouri) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Missouri

About Saint Joseph

Saint Joseph is a city located in Buchanan County in the state of Missouri, and has a population of approximately 76,780. [6]

MO Credit Cards

Saint Joseph Credit Cards

For more information about Saint Joseph credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MO

ZIP Codes in Missouri


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau