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Comprehensive Local Credit Card Guide

Credit Cards in 89438 (Valmy, NV)

Credit Card Debt in 89438

^ Average credit card debt in 89438 is approximately $4,851, based on overall Nevada data. [1]

Credit Card Delinquency in 89438

^ Based on overall Nevada data, the credit card delinquency rate in Valmy is approximately 0.7%. [2]

Credit Scores in 89438

^ The average credit score in Valmy is approximately 677, based on collective Nevada data. [3]

NV Credit Cards

Credit Card & Personal Finance Statistics in 89438

Credit Card Debt in 89438


  • 89438 Credit Card Debt
    • The estimated average credit card debt for 89438 residents is $4,851. [1]
    • Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
    • Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 89438


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89438 Credit Scores


  • Credit Scores in 89438
    • Residents of 89438 (NV) have an estimated average credit score of 677. [3]
    • The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
    • Nevada collectively ranks 45th in the U.S. in average credit score of residents. [3]

More 89438 (Valmy, NV) Credit Stats

  • Credit card delinquency rates in Nevada [2]
    • Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 89438 who are more than 90 days late on payments
    • Nevada Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 89438 [4]
    • 89438 (Nevada) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 89438 (Valmy, NV)

Recent credit card complaints originating from consumers in 89438, NV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 89438

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Nevada

About 89438

89438 is associated with the city of Valmy, which is located in Humboldt County in the state of Nevada. [6]

NV Credit Cards

89438 Credit Cards

For more information about 89438 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Nevada


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Cities in NV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer financial complaints in 89438

6. ^ United States Census Bureau