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Comprehensive Local Credit Card Guide

Credit Cards in 87083 (Cochiti Lake, NM)

Credit Card Debt in 87083

^ Average credit card debt in 87083 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87083

^ Based on overall New Mexico data, the credit card delinquency rate in Cochiti Lake is approximately 0.55%. [2]

Credit Scores in 87083

^ The average credit score in Cochiti Lake is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87083

Credit Card Debt in 87083


  • 87083 Credit Card Debt
    • The estimated average credit card debt for 87083 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87083


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87083 Credit Scores


  • Credit Scores in 87083
    • Residents of 87083 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87083 (Cochiti Lake, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87083 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87083 [4]
    • 87083 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87083 (Cochiti Lake, NM)

Recent credit card complaints originating from consumers in 87083, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87083

Complaint Issue Number of Complaints*
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87083

87083 is associated with the city of Cochiti Lake, which is located in Sandoval County in the state of New Mexico. [6]

NM Credit Cards

87083 Credit Cards

For more information about 87083 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87083

6. ^ United States Census Bureau