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Comprehensive Local Credit Card Guide

Credit Cards in 87321 (Ramah, NM)

Credit Card Debt in 87321

^ Average credit card debt in 87321 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87321

^ Based on overall New Mexico data, the credit card delinquency rate in Ramah is approximately 0.55%. [2]

Credit Scores in 87321

^ The average credit score in Ramah is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87321

Credit Card Debt in 87321


  • 87321 Credit Card Debt
    • The estimated average credit card debt for 87321 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87321


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87321 Credit Scores


  • Credit Scores in 87321
    • Residents of 87321 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87321 (Ramah, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87321 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87321 [4]
    • 87321 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87321 (Ramah, NM)

Recent credit card complaints originating from consumers in 87321, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87321

Complaint Issue Number of Complaints*
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87321

87321 is associated with the city of Ramah, which is located in McKinley County in the state of New Mexico. [6]

NM Credit Cards

87321 Credit Cards

For more information about 87321 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87321

6. ^ United States Census Bureau