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Comprehensive Local Credit Card Guide

Gallup Credit Cards

Credit Card Debt in Gallup

^ Average credit card debt in Gallup is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in Gallup

^ Based on overall NM data, the credit card delinquency rate in Gallup is approximately 0.55%. [2]

Credit Scores in Gallup

^ The average credit score in Gallup is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Gallup, NM Credit Card & Personal Finance Statistics

Gallup Credit Card Debt

  • Credit Card Debt in Gallup
    • The estimated average credit card debt for Gallup residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Gallup Credit Card Calculator

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Gallup Credit Scores

  • Credit Scores in Gallup
    • Residents of Gallup, NM have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More Gallup, NM Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Gallup cardholders that are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gallup [4]
    • Gallup (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About Gallup

Gallup is a city located in McKinley County in the state of New Mexico, and has a population of approximately 21,678. [6]

NM Credit Cards

Gallup Credit Cards

For more information about Gallup credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in NM

ZIP Codes in New Mexico



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau