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Comprehensive Local Credit Card Guide

Gallup Credit Cards

Credit Card Debt in Gallup

^ Average credit card debt in Gallup is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in Gallup

^ Based on overall NM data, the credit card delinquency rate in Gallup is approximately 0.55%. [2]

Credit Scores in Gallup

^ The average credit score in Gallup is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Gallup, NM Credit Card & Personal Finance Statistics

Gallup Credit Card Debt

  • Credit Card Debt in Gallup
    • The estimated average credit card debt for Gallup residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Gallup Credit Card Calculator

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Gallup Credit Scores

  • Credit Scores in Gallup
    • Residents of Gallup, NM have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More Gallup, NM Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Gallup cardholders that are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gallup [4]
    • Gallup (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About Gallup

Gallup is a city located in McKinley County in the state of New Mexico, and has a population of approximately 21,678. [6]

NM Credit Cards

Gallup Credit Cards

For more information about Gallup credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NM

ZIP Codes in New Mexico



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau