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Comprehensive Local Credit Card Guide

Credit Cards in 87557 (Ranchos De Taos, NM)

Credit Card Debt in 87557

^ Average credit card debt in 87557 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87557

^ Based on overall New Mexico data, the credit card delinquency rate in Ranchos De Taos is approximately 0.55%. [2]

Credit Scores in 87557

^ The average credit score in Ranchos De Taos is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87557

Credit Card Debt in 87557


  • 87557 Credit Card Debt
    • The estimated average credit card debt for 87557 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87557


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87557 Credit Scores


  • Credit Scores in 87557
    • Residents of 87557 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87557 (Ranchos De Taos, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87557 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87557 [4]
    • 87557 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87557 (Ranchos De Taos, NM)

Recent credit card complaints originating from consumers in 87557, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87557

Complaint Issue Number of Complaints*
Incorrect information on your report 3
Getting a credit card 1
Unable to get your credit report or credit score 1
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87557

87557 is associated with the city of Ranchos De Taos, which is located in Taos County in the state of New Mexico. [6]

NM Credit Cards

87557 Credit Cards

For more information about 87557 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87557

6. ^ United States Census Bureau