Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 87742 (Rociada, NM)

Credit Card Debt in 87742

^ Average credit card debt in 87742 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87742

^ Based on overall New Mexico data, the credit card delinquency rate in Rociada is approximately 0.55%. [2]

Credit Scores in 87742

^ The average credit score in Rociada is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87742

Credit Card Debt in 87742


  • 87742 Credit Card Debt
    • The estimated average credit card debt for 87742 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87742


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


87742 Credit Scores


  • Credit Scores in 87742
    • Residents of 87742 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87742 (Rociada, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87742 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87742 [4]
    • 87742 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87742 (Rociada, NM)

Recent credit card complaints originating from consumers in 87742, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87742

Complaint Issue Number of Complaints*
Problem with a lender or other company charging your account 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New Mexico

About 87742

87742 is associated with the city of Rociada, which is located in San Miguel County in the state of New Mexico. [6]

NM Credit Cards

87742 Credit Cards

For more information about 87742 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New Mexico


Go

Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87742

6. ^ United States Census Bureau