Credit Card & Personal Finance Statistics in 88004
Credit Card Debt in 88004
- 88004 Credit Card Debt
-
- The estimated average credit card debt for 88004 residents is $4,920. [1]
- Average credit card debt amount in New Mexico (all cities) is
1% less than the national average of $4,965.
- Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 88004
88004 Credit Scores
- Credit Scores in 88004
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- Residents of 88004 (NM) have an estimated average credit score of 683. [3]
- The average credit score in New Mexico (all cities) is
1.87% less than the national average score of 696.
- New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]
More 88004 (Las Cruces, NM) Credit Stats
- Credit card delinquency rates in New Mexico [2]
-
- New Mexico residents (all cities) rank 28th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 88004 who are more than 90 days late on payments
-
- New Mexico Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 88004 [4]
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- 88004 (New Mexico) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 88004 (Las Cruces, NM)
Recent credit card complaints originating from consumers in 88004, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 88004
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
3 |
Communication tactics |
1 |
* Total 2021 - 2024 (current)
Additional information about New Mexico
About 88004
88004 is associated with the city of Las Cruces, which is located in Doña Ana County in the state of New Mexico. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New Mexico
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax