North Carolina Credit Cards

North Carolina Credit Card Debt

• Credit Card Debt: NC vs. U.S.
• • North Carolina residents have average credit card debt of $5,548. ^[1]
  • The average credit card debt amount in North Carolina is 12% greater than the national average of $4,965.
  • NC ranks 4th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in NC

• Cardholders that are more than 90 days late on credit card payments in North Carolina ^[2]
• • North Carolina ranks 13th in the nation with a credit card delinquency rate that is 16% greater than the national average of 0.57%.
  • North Carolina Rate: 0.66%
  • National Average: 0.57%
• Statute of limitations for credit card debt in North Carolina ^[4]
• • North Carolina: 3 years
  • U.S. Average: 5.4 years

North Carolina Credit Scores

• Credit Scores: NC vs. U.S.
• • North Carolina residents have an average credit score of 685. ^[3]
  • The average credit score for North Carolina residents is 2% less than the national average score of 696.
  • NC ranks 39th in the nation in average credit score. ^[3]

About North Carolina

The state of North Carolina has a population of approximately 9,535,483, ranking 8th in the nation. ^[5]

More about North Carolina Credit Cards

For more information about North Carolina credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.