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Comprehensive Local Credit Card Guide

Credit Cards in 27253 (Graham, NC)

Credit Card Debt in 27253

^ Average credit card debt in 27253 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27253

^ Based on overall North Carolina data, the credit card delinquency rate in Graham is approximately 0.66%. [2]

Credit Scores in 27253

^ The average credit score in Graham is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27253

Credit Card Debt in 27253


  • 27253 Credit Card Debt
    • The estimated average credit card debt for 27253 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27253


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27253 Credit Scores


  • Credit Scores in 27253
    • Residents of 27253 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27253 (Graham, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27253 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27253 [4]
    • 27253 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27253 (Graham, NC)

Recent credit card complaints originating from consumers in 27253, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27253

Complaint Issue Number of Complaints*
Incorrect information on your report 86
Improper use of your report 64
Problem with a credit reporting company's investigation 36
Problem with a company's investigation into an existing problem 19
Managing an account 10
Other 38
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 27253

27253 is associated with the city of Graham, which is located in Alamance County in the state of North Carolina. [6]

NC Credit Cards

27253 Credit Cards

For more information about 27253 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27253

6. ^ United States Census Bureau