Comprehensive Local Credit Card Guide

Credit Cards in 27513 (Cary, NC)

Credit Card Debt in 27513

^ Average credit card debt in 27513 is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in 27513

^ Based on overall North Carolina data, the credit card delinquency rate in Cary is approximately 0.66%. ^[2]

Credit Scores in 27513

^ The average credit score in Cary is approximately 685, based on collective North Carolina data. ^[3]

Credit Card & Personal Finance Statistics in 27513

Credit Card Debt in 27513

27513 Credit Card Debt
- The estimated average credit card debt for 27513 residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 27513

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

27513 Credit Scores

Credit Scores in 27513
- Residents of 27513 (NC) have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More 27513 (Cary, NC) Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 27513 who are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 27513 ^[4]
- 27513 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 27513 (Cary, NC)

Recent credit card complaints originating from consumers in 27513, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 27513

Complaint Issue	Number of Complaints*
Incorrect information on your report	212
Improper use of your report	98
Problem with a credit reporting company's investigation	45
False statements or representation	27
Attempts to collect debt not owed	26
Other	170

* Total 2021 - 2024 (current)

Additional information about North Carolina

About 27513

27513 is associated with the city of Cary, which is located in Wake County in the state of North Carolina. ^[6]

27513 Credit Cards

For more information about 27513 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Carolina

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27513

6. ^ United States Census Bureau