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Comprehensive Local Credit Card Guide

Credit Cards in 27529 (Garner, NC)

Credit Card Debt in 27529

^ Average credit card debt in 27529 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27529

^ Based on overall North Carolina data, the credit card delinquency rate in Garner is approximately 0.66%. [2]

Credit Scores in 27529

^ The average credit score in Garner is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27529

Credit Card Debt in 27529


  • 27529 Credit Card Debt
    • The estimated average credit card debt for 27529 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27529


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27529 Credit Scores


  • Credit Scores in 27529
    • Residents of 27529 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27529 (Garner, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27529 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27529 [4]
    • 27529 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27529 (Garner, NC)

Recent credit card complaints originating from consumers in 27529, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27529

Complaint Issue Number of Complaints*
Improper use of your report 163
Incorrect information on your report 143
Problem with a credit reporting company's investigation 102
Problem with a company's investigation into an existing problem 99
Written notification about debt 19
Other 105
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 27529

27529 is associated with the city of Garner, which is located in Wake County in the state of North Carolina. [6]

NC Credit Cards

27529 Credit Cards

For more information about 27529 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27529

6. ^ United States Census Bureau