Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 28114 (Mooresboro, NC)

Credit Card Debt in 28114

^ Average credit card debt in 28114 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28114

^ Based on overall North Carolina data, the credit card delinquency rate in Mooresboro is approximately 0.66%. [2]

Credit Scores in 28114

^ The average credit score in Mooresboro is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28114

Credit Card Debt in 28114


  • 28114 Credit Card Debt
    • The estimated average credit card debt for 28114 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28114


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


28114 Credit Scores


  • Credit Scores in 28114
    • Residents of 28114 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28114 (Mooresboro, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28114 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28114 [4]
    • 28114 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28114 (Mooresboro, NC)

Recent credit card complaints originating from consumers in 28114, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28114

Complaint Issue Number of Complaints*
Incorrect information on your report 2
Managing an account 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about North Carolina

About 28114

28114 is associated with the city of Mooresboro, which is located in Cleveland County in the state of North Carolina. [6]

NC Credit Cards

28114 Credit Cards

For more information about 28114 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in North Carolina


Go

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28114

6. ^ United States Census Bureau