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Comprehensive Local Credit Card Guide

Oxford Credit Cards

Credit Card Debt in Oxford

^ Average credit card debt in Oxford is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Oxford

^ Based on overall NC data, the credit card delinquency rate in Oxford is approximately 0.66%. [2]

Credit Scores in Oxford

^ The average credit score in Oxford is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Oxford, NC Credit Card & Personal Finance Statistics

Oxford Credit Card Debt


  • Credit Card Debt in Oxford
    • The estimated average credit card debt for Oxford residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Oxford Credit Card Calculator


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Oxford Credit Scores


  • Credit Scores in Oxford
    • Residents of Oxford, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Oxford, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Oxford cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oxford [4]
    • Oxford (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Oxford

Oxford is a city located in Granville County in the state of North Carolina, and has a population of approximately 8,461. [6]

NC Credit Cards

Oxford Credit Cards

For more information about Oxford credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau