Comprehensive Local Credit Card Guide

Credit Cards in 28137 (Richfield, NC)

Credit Card Debt in 28137

^ Average credit card debt in 28137 is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in 28137

^ Based on overall North Carolina data, the credit card delinquency rate in Richfield is approximately 0.66%. ^[2]

Credit Scores in 28137

^ The average credit score in Richfield is approximately 685, based on collective North Carolina data. ^[3]

Credit Card & Personal Finance Statistics in 28137

Credit Card Debt in 28137

28137 Credit Card Debt
- The estimated average credit card debt for 28137 residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 28137

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28137 Credit Scores

Credit Scores in 28137
- Residents of 28137 (NC) have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More 28137 (Richfield, NC) Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 28137 who are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 28137 ^[4]
- 28137 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 28137 (Richfield, NC)

Recent credit card complaints originating from consumers in 28137, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 28137

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about North Carolina

About 28137

28137 is associated with the city of Richfield, which is located in Stanly County in the state of North Carolina. ^[6]

28137 Credit Cards

For more information about 28137 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in North Carolina

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28137

6. ^ United States Census Bureau