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Comprehensive Local Credit Card Guide

Credit Cards in 28226 (Charlotte, NC)

Credit Card Debt in 28226

^ Average credit card debt in 28226 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28226

^ Based on overall North Carolina data, the credit card delinquency rate in Charlotte is approximately 0.66%. [2]

Credit Scores in 28226

^ The average credit score in Charlotte is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28226

Credit Card Debt in 28226


  • 28226 Credit Card Debt
    • The estimated average credit card debt for 28226 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28226


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28226 Credit Scores


  • Credit Scores in 28226
    • Residents of 28226 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28226 (Charlotte, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28226 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28226 [4]
    • 28226 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About 28226

28226 is associated with the city of Charlotte, which is located in Mecklenburg County in the state of North Carolina. [6]

NC Credit Cards

28226 Credit Cards

For more information about 28226 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau