Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 28226 (Charlotte, NC)

Credit Card Debt in 28226

^ Average credit card debt in 28226 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28226

^ Based on overall North Carolina data, the credit card delinquency rate in Charlotte is approximately 0.66%. [2]

Credit Scores in 28226

^ The average credit score in Charlotte is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28226

Credit Card Debt in 28226


  • 28226 Credit Card Debt
    • The estimated average credit card debt for 28226 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28226


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


28226 Credit Scores


  • Credit Scores in 28226
    • Residents of 28226 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28226 (Charlotte, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28226 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28226 [4]
    • 28226 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28226 (Charlotte, NC)

Recent credit card complaints originating from consumers in 28226, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28226

Complaint Issue Number of Complaints*
Incorrect information on your report 213
Improper use of your report 150
Problem with a credit reporting company's investigation 51
Attempts to collect debt not owed 18
Problem with a company's investigation into an existing problem 18
Other 123
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about North Carolina

About 28226

28226 is associated with the city of Charlotte, which is located in Mecklenburg County in the state of North Carolina. [6]

NC Credit Cards

28226 Credit Cards

For more information about 28226 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in North Carolina


Go

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28226

6. ^ United States Census Bureau