Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 28605 (Blowing Rock, NC)

Credit Card Debt in 28605

^ Average credit card debt in 28605 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28605

^ Based on overall North Carolina data, the credit card delinquency rate in Blowing Rock is approximately 0.66%. [2]

Credit Scores in 28605

^ The average credit score in Blowing Rock is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28605

Credit Card Debt in 28605


  • 28605 Credit Card Debt
    • The estimated average credit card debt for 28605 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28605


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


28605 Credit Scores


  • Credit Scores in 28605
    • Residents of 28605 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28605 (Blowing Rock, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28605 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28605 [4]
    • 28605 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28605 (Blowing Rock, NC)

Recent credit card complaints originating from consumers in 28605, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28605

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
Getting a credit card 1
Struggling to repay your loan 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about North Carolina

About 28605

28605 is associated with the city of Blowing Rock, which is located in Watauga County in the state of North Carolina. [6]

NC Credit Cards

28605 Credit Cards

For more information about 28605 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in North Carolina


Go

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28605

6. ^ United States Census Bureau