Credit Card & Personal Finance Statistics in 28645
Credit Card Debt in 28645
- 28645 Credit Card Debt
-
- The estimated average credit card debt for 28645 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 28645
28645 Credit Scores
- Credit Scores in 28645
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- Residents of 28645 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 28645 (Lenoir, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 28645 who are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 28645 [4]
-
- 28645 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 28645 (Lenoir, NC)
Recent credit card complaints originating from consumers in 28645, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 28645
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
45 |
| Improper use of your report |
40 |
| Problem with a company's investigation into an existing problem |
9 |
| Problem with a credit reporting company's investigation |
9 |
| Attempts to collect debt not owed |
5 |
| Other |
22 |
* Total 2021 - 2024 (current)
Additional information about North Carolina
About 28645
28645 is associated with the city of Lenoir, which is located in Caldwell County in the state of North Carolina. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
