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Comprehensive Local Credit Card Guide

Concord Credit Cards

Credit Card Debt in Concord

^ Average credit card debt in Concord is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Concord

^ Based on overall NC data, the credit card delinquency rate in Concord is approximately 0.66%. [2]

Credit Scores in Concord

^ The average credit score in Concord is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Concord, NC Credit Card & Personal Finance Statistics

Concord Credit Card Debt


  • Credit Card Debt in Concord
    • The estimated average credit card debt for Concord residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Concord Credit Card Calculator


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Concord Credit Scores


  • Credit Scores in Concord
    • Residents of Concord, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Concord, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Concord cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Concord [4]
    • Concord (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Concord

Concord is a city located in Cabarrus County in the state of North Carolina, and has a population of approximately 79,066. [6]

NC Credit Cards

Concord Credit Cards

For more information about Concord credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau