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Comprehensive Local Credit Card Guide

Holly Springs Credit Cards

Credit Card Debt in Holly Springs

^ Average credit card debt in Holly Springs is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Holly Springs

^ Based on overall NC data, the credit card delinquency rate in Holly Springs is approximately 0.66%. [2]

Credit Scores in Holly Springs

^ The average credit score in Holly Springs is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Holly Springs, NC Credit Card & Personal Finance Statistics

Holly Springs Credit Card Debt


  • Credit Card Debt in Holly Springs
    • The estimated average credit card debt for Holly Springs residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Holly Springs Credit Card Calculator


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Holly Springs Credit Scores


  • Credit Scores in Holly Springs
    • Residents of Holly Springs, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Holly Springs, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Holly Springs cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Holly Springs [4]
    • Holly Springs (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Holly Springs

Holly Springs is a town located in Wake County in the state of North Carolina, and has a population of approximately 24,661. [6]

NC Credit Cards

Holly Springs Credit Cards

For more information about Holly Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau