Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Oak Island Credit Cards

Credit Card Debt in Oak Island

^ Average credit card debt in Oak Island is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Oak Island

^ Based on overall NC data, the credit card delinquency rate in Oak Island is approximately 0.66%. [2]

Credit Scores in Oak Island

^ The average credit score in Oak Island is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Oak Island, NC Credit Card & Personal Finance Statistics

Oak Island Credit Card Debt


  • Credit Card Debt in Oak Island
    • The estimated average credit card debt for Oak Island residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Oak Island Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Oak Island Credit Scores


  • Credit Scores in Oak Island
    • Residents of Oak Island, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Oak Island, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Oak Island cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oak Island [4]
    • Oak Island (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about North Carolina

About Oak Island

Oak Island is a town located in Brunswick County in the state of North Carolina, and has a population of approximately 6,783. [6]

NC Credit Cards

Oak Island Credit Cards

For more information about Oak Island credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NC

ZIP Codes in North Carolina


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau