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Comprehensive Local Credit Card Guide

Red Oak Credit Cards

Credit Card Debt in Red Oak

^ Average credit card debt in Red Oak is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Red Oak

^ Based on overall NC data, the credit card delinquency rate in Red Oak is approximately 0.66%. [2]

Credit Scores in Red Oak

^ The average credit score in Red Oak is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Red Oak, NC Credit Card & Personal Finance Statistics

Red Oak Credit Card Debt


  • Credit Card Debt in Red Oak
    • The estimated average credit card debt for Red Oak residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Red Oak Credit Card Calculator


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Red Oak Credit Scores


  • Credit Scores in Red Oak
    • Residents of Red Oak, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Red Oak, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Red Oak cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Red Oak [4]
    • Red Oak (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Red Oak

Red Oak is a town located in Nash County in the state of North Carolina, and has a population of approximately 3,430. [6]

NC Credit Cards

Red Oak Credit Cards

For more information about Red Oak credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau