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Comprehensive Local Credit Card Guide

Credit Cards in 58503 (Bismarck, ND)

Credit Card Debt in 58503

^ Average credit card debt in 58503 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58503

^ Based on overall North Dakota data, the credit card delinquency rate in Bismarck is approximately 0.35%. [2]

Credit Scores in 58503

^ The average credit score in Bismarck is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58503

Credit Card Debt in 58503


  • 58503 Credit Card Debt
    • The estimated average credit card debt for 58503 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58503


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58503 Credit Scores


  • Credit Scores in 58503
    • Residents of 58503 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58503 (Bismarck, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58503 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58503 [4]
    • 58503 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 58503 (Bismarck, ND)

Recent credit card complaints originating from consumers in 58503, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 58503

Complaint Issue Number of Complaints*
Incorrect information on your report 7
Improper use of your report 3
Problem with a company's investigation into an existing problem 3
Problem with a credit reporting company's investigation 3
Managing an account 2
Other 13
* Total 2021 - 2024 (current)

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Additional information about North Dakota

About 58503

58503 is associated with the city of Bismarck, which is located in Burleigh County in the state of North Dakota. [6]

ND Credit Cards

58503 Credit Cards

For more information about 58503 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58503

6. ^ United States Census Bureau