Credit Card & Personal Finance Statistics in 44039
Credit Card Debt in 44039
- 44039 Credit Card Debt
-
- The estimated average credit card debt for 44039 residents is $4,817. [1]
- Average credit card debt amount in Ohio (all cities) is
3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 44039
44039 Credit Scores
- Credit Scores in 44039
-
- Residents of 44039 (OH) have an estimated average credit score of 699. [3]
- The average credit score in Ohio (all cities) is
0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]
More 44039 (North Ridgeville, OH) Credit Stats
- Credit card delinquency rates in Ohio [2]
-
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 44039 who are more than 90 days late on payments
-
- Ohio Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 44039 [4]
-
- 44039 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 44039 (North Ridgeville, OH)
Recent credit card complaints originating from consumers in 44039, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 44039
Complaint Issue |
Number of Complaints* |
Improper use of your report |
29 |
Problem with a credit reporting company's investigation |
13 |
Incorrect information on your report |
9 |
Attempts to collect debt not owed |
6 |
Dealing with your lender or servicer |
6 |
Other |
46 |
* Total 2021 - 2024 (current)
Additional information about Ohio
About 44039
44039 is associated with the city of North Ridgeville, which is located in Lorain County in the state of Ohio. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax