Comprehensive Local Credit Card Guide

Credit Cards in 44041 (Geneva, OH)

Credit Card Debt in 44041

^ Average credit card debt in 44041 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 44041

^ Based on overall Ohio data, the credit card delinquency rate in Geneva is approximately 0.57%. ^[2]

Credit Scores in 44041

^ The average credit score in Geneva is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 44041

Credit Card Debt in 44041

44041 Credit Card Debt
- The estimated average credit card debt for 44041 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 44041

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44041 Credit Scores

Credit Scores in 44041
- Residents of 44041 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 44041 (Geneva, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 44041 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 44041 ^[4]
- 44041 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 44041 (Geneva, OH)

Recent credit card complaints originating from consumers in 44041, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 44041

Complaint Issue	Number of Complaints*
Managing an account	4
Fraud or scam	3
Improper use of your report	3
Incorrect information on your report	3
Problem with fraud alerts or security freezes	3
Other	4

* Total 2021 - 2024 (current)

Additional information about Ohio

About 44041

44041 is associated with the city of Geneva, which is located in Ashtabula County in the state of Ohio. ^[6]

44041 Credit Cards

For more information about 44041 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau