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Comprehensive Local Credit Card Guide

Credit Cards in 45103 (Batavia, OH)

Credit Card Debt in 45103

^ Average credit card debt in 45103 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45103

^ Based on overall Ohio data, the credit card delinquency rate in Batavia is approximately 0.57%. [2]

Credit Scores in 45103

^ The average credit score in Batavia is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45103

Credit Card Debt in 45103


  • 45103 Credit Card Debt
    • The estimated average credit card debt for 45103 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45103


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45103 Credit Scores


  • Credit Scores in 45103
    • Residents of 45103 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45103 (Batavia, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45103 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45103 [4]
    • 45103 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 45103 (Batavia, OH)

Recent credit card complaints originating from consumers in 45103, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 45103

Complaint Issue Number of Complaints*
Incorrect information on your report 16
Problem with a credit reporting company's investigation 9
Trouble using the card 6
Dealing with your lender or servicer 5
Opening an account 4
Other 30
* Total 2021 - 2024 (current)

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Additional information about Ohio

About 45103

45103 is associated with the city of Batavia, which is located in Clermont County in the state of Ohio. [6]

OH Credit Cards

45103 Credit Cards

For more information about 45103 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Ohio


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Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45103

6. ^ United States Census Bureau