Comprehensive Local Credit Card Guide

Credit Cards in 45154 (Mount Orab, OH)

Credit Card Debt in 45154

^ Average credit card debt in 45154 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 45154

^ Based on overall Ohio data, the credit card delinquency rate in Mount Orab is approximately 0.57%. ^[2]

Credit Scores in 45154

^ The average credit score in Mount Orab is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 45154

Credit Card Debt in 45154

45154 Credit Card Debt
- The estimated average credit card debt for 45154 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 45154

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45154 Credit Scores

Credit Scores in 45154
- Residents of 45154 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 45154 (Mount Orab, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 45154 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 45154 ^[4]
- 45154 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 45154 (Mount Orab, OH)

Recent credit card complaints originating from consumers in 45154, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 45154

Complaint Issue	Number of Complaints*
Incorrect information on your report	4
False statements or representation	1
Managing an account	1
Problem with a purchase shown on your statement	1
Unauthorized transactions or other transaction problem	1

* Total 2021 - 2024 (current)

Additional information about Ohio

About 45154

45154 is associated with the city of Mount Orab, which is located in Brown County in the state of Ohio. ^[6]

45154 Credit Cards

For more information about 45154 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45154

6. ^ United States Census Bureau