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Comprehensive Local Credit Card Guide

Credit Cards in 45368 (South Charleston, OH)

Credit Card Debt in 45368

^ Average credit card debt in 45368 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45368

^ Based on overall Ohio data, the credit card delinquency rate in South Charleston is approximately 0.57%. [2]

Credit Scores in 45368

^ The average credit score in South Charleston is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45368

Credit Card Debt in 45368


  • 45368 Credit Card Debt
    • The estimated average credit card debt for 45368 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45368


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45368 Credit Scores


  • Credit Scores in 45368
    • Residents of 45368 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45368 (South Charleston, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45368 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45368 [4]
    • 45368 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 45368 (South Charleston, OH)

Recent credit card complaints originating from consumers in 45368, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 45368

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 1
Trouble using your card 1
* Total 2021 - 2024 (current)

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Additional information about Ohio

About 45368

45368 is associated with the city of South Charleston, which is located in Clark County in the state of Ohio. [6]

OH Credit Cards

45368 Credit Cards

For more information about 45368 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Ohio


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Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45368

6. ^ United States Census Bureau