Credit Card & Personal Finance Statistics in 45413
Credit Card Debt in 45413
- 45413 Credit Card Debt
-
- The estimated average credit card debt for 45413 residents is $4,817. [1]
- Average credit card debt amount in Ohio (all cities) is
3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 45413
45413 Credit Scores
- Credit Scores in 45413
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- Residents of 45413 (OH) have an estimated average credit score of 699. [3]
- The average credit score in Ohio (all cities) is
0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]
More 45413 (Dayton, OH) Credit Stats
- Credit card delinquency rates in Ohio [2]
-
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 45413 who are more than 90 days late on payments
-
- Ohio Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 45413 [4]
-
- 45413 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 45413 (Dayton, OH)
Recent credit card complaints originating from consumers in 45413, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 45413
Complaint Issue |
Number of Complaints* |
Improper use of your report |
7 |
Incorrect information on your report |
4 |
Managing an account |
1 |
Took or threatened to take negative or legal action |
1 |
* Total 2021 - 2024 (current)
Additional information about Ohio
About 45413
45413 is associated with the city of Dayton, which is located in Montgomery County in the state of Ohio. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax