Credit Card & Personal Finance Statistics in 45432
Credit Card Debt in 45432
- 45432 Credit Card Debt
-
- The estimated average credit card debt for 45432 residents is $4,817. [1]
- Average credit card debt amount in Ohio (all cities) is
3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 45432
45432 Credit Scores
- Credit Scores in 45432
-
- Residents of 45432 (OH) have an estimated average credit score of 699. [3]
- The average credit score in Ohio (all cities) is
0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]
More 45432 (Dayton, OH) Credit Stats
- Credit card delinquency rates in Ohio [2]
-
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 45432 who are more than 90 days late on payments
-
- Ohio Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 45432 [4]
-
- 45432 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 45432 (Dayton, OH)
Recent credit card complaints originating from consumers in 45432, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 45432
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
6 |
Improper use of your report |
3 |
Attempts to collect debt not owed |
2 |
Problem with a company's investigation into an existing problem |
2 |
Trouble during payment process |
2 |
Other |
5 |
* Total 2021 - 2024 (current)
Additional information about Ohio
About 45432
45432 is associated with the city of Dayton, which is located in Montgomery County in the state of Ohio. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax