Comprehensive Local Credit Card Guide

Credit Cards in 74021 (Collinsville, OK)

Credit Card Debt in 74021

^ Average credit card debt in 74021 is approximately $4,854, based on overall Oklahoma data. ^[1]

Credit Card Delinquency in 74021

^ Based on overall Oklahoma data, the credit card delinquency rate in Collinsville is approximately 0.69%. ^[2]

Credit Scores in 74021

^ The average credit score in Collinsville is approximately 681, based on collective Oklahoma data. ^[3]

Credit Card & Personal Finance Statistics in 74021

Credit Card Debt in 74021

74021 Credit Card Debt
- The estimated average credit card debt for 74021 residents is $4,854. ^[1]
- Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
- Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 74021

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74021 Credit Scores

Credit Scores in 74021
- Residents of 74021 (OK) have an estimated average credit score of 681. ^[3]
- The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
- Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. ^[3]

More 74021 (Collinsville, OK) Credit Stats

Credit card delinquency rates in Oklahoma ^[2]
- Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.

Cardholders in 74021 who are more than 90 days late on payments
- Oklahoma Rate: 0.69%
- National Average: 0.57%

Statute of limitations for credit card debt in 74021 ^[4]
- 74021 (Oklahoma) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 74021 (Collinsville, OK)

Recent credit card complaints originating from consumers in 74021, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 74021

Complaint Issue	Number of Complaints*
Improper use of your report	15
Incorrect information on your report	9
Problem with a company's investigation into an existing problem	6
Problem with a credit reporting company's investigation	6
Attempts to collect debt not owed	3
Other	15

* Total 2021 - 2024 (current)

Additional information about Oklahoma

About 74021

74021 is associated with the city of Collinsville, which is located in Tulsa County in the state of Oklahoma. ^[6]

74021 Credit Cards

For more information about 74021 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Oklahoma

Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74021

6. ^ United States Census Bureau