Credit Card & Personal Finance Statistics in 74501
Credit Card Debt in 74501
- 74501 Credit Card Debt
-
- The estimated average credit card debt for 74501 residents is $4,854. [1]
- Average credit card debt amount in Oklahoma (all cities) is
2% less than the national average of $4,965.
- Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 74501
74501 Credit Scores
- Credit Scores in 74501
-
- Residents of 74501 (OK) have an estimated average credit score of 681. [3]
- The average credit score in Oklahoma (all cities) is
2.16% less than the national average score of 696.
- Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]
More 74501 (Mcalester, OK) Credit Stats
- Credit card delinquency rates in Oklahoma [2]
-
- Oklahoma residents (all cities) rank 9th in the U.S. with a rate that
is 21% greater than the national average of 0.57%.
- Cardholders in 74501 who are more than 90 days late on payments
-
- Oklahoma Rate: 0.69%
- National Average: 0.57%
- Statute of limitations for credit card debt in 74501 [4]
-
- 74501 (Oklahoma) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 74501 (Mcalester, OK)
Recent credit card complaints originating from consumers in 74501, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 74501
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
15 |
Improper use of your report |
4 |
Managing an account |
2 |
Problem with a purchase shown on your statement |
2 |
Written notification about debt |
2 |
Other |
14 |
* Total 2021 - 2024 (current)
Additional information about Oklahoma
About 74501
74501 is associated with the city of Mcalester, which is located in Pittsburg County in the state of Oklahoma. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Oklahoma
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax