Comprehensive Local Credit Card Guide

Credit Cards in 97215 (Portland, OR)

Credit Card Debt in 97215

^ Average credit card debt in 97215 is approximately $4,773, based on overall Oregon data. ^[1]

Credit Card Delinquency in 97215

^ Based on overall Oregon data, the credit card delinquency rate in Portland is approximately 0.45%. ^[2]

Credit Scores in 97215

^ The average credit score in Portland is approximately 709, based on collective Oregon data. ^[3]

Credit Card & Personal Finance Statistics in 97215

Credit Card Debt in 97215

97215 Credit Card Debt
- The estimated average credit card debt for 97215 residents is $4,773. ^[1]
- Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 97215

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97215 Credit Scores

Credit Scores in 97215
- Residents of 97215 (OR) have an estimated average credit score of 709. ^[3]
- The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. ^[3]

More 97215 (Portland, OR) Credit Stats

Credit card delinquency rates in Oregon ^[2]
- Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 97215 who are more than 90 days late on payments
- Oregon Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 97215 ^[4]
- 97215 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 97215 (Portland, OR)

Recent credit card complaints originating from consumers in 97215, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
Jun 9, 2016	97215	Cash advance	WELLS FARGO & COMPANY	Closed with explanation	Yes	No
Dec 1, 2012	97215	APR or interest rate	AMERICAN EXPRESS COMPANY	Closed with non-monetary relief	Yes	No
Feb 1, 2017	97215	Billing disputes	JPMORGAN CHASE & CO.	Closed with explanation	Yes	No

Local financial institutions in or near 97215

Banks in or near 97215 (Portland, OR)

Local banks offering credit and financial products to residents of the community.

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ATMs in or near 97215 (Portland, OR)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Credit Unions in or near 97215 (Portland, OR)

Local credit unions offering financial products to residents of the community.

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Household Income Statistics in 97215

Income: 97215 vs. Oregon

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Income Breakdown in 97215

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Income: 97215 vs. Nation

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Additional information about Oregon

About 97215

97215 is associated with the city of Portland, which is located in Multnomah County in the state of Oregon. ^[6]

97215 Credit Cards

For more information about 97215 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Oregon

Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau