Credit Card & Personal Finance Statistics in 97223
Credit Card Debt in 97223
- 97223 Credit Card Debt
-
- The estimated average credit card debt for 97223 residents is $4,773. [1]
- Average credit card debt amount in Oregon (all cities) is
4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 97223
97223 Credit Scores
- Credit Scores in 97223
-
- Residents of 97223 (OR) have an estimated average credit score of 709. [3]
- The average credit score in Oregon (all cities) is
1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]
More 97223 (Portland, OR) Credit Stats
- Credit card delinquency rates in Oregon [2]
-
- Oregon residents (all cities) rank 39th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 97223 who are more than 90 days late on payments
-
- Oregon Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 97223 [4]
-
- 97223 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 97223 (Portland, OR)
Recent credit card complaints originating from consumers in 97223, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 97223
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
54 |
Improper use of your report |
27 |
Problem with a credit reporting company's investigation |
13 |
Attempts to collect debt not owed |
11 |
Unable to get your credit report or credit score |
10 |
Other |
100 |
* Total 2021 - 2024 (current)
Additional information about Oregon
About 97223
97223 is associated with the city of Portland, which is located in Washington County in the state of Oregon. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Oregon
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax