Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 97331 (Corvallis, OR)

Credit Card Debt in 97331

^ Average credit card debt in 97331 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97331

^ Based on overall Oregon data, the credit card delinquency rate in Corvallis is approximately 0.45%. [2]

Credit Scores in 97331

^ The average credit score in Corvallis is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97331

Credit Card Debt in 97331


  • 97331 Credit Card Debt
    • The estimated average credit card debt for 97331 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97331


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


97331 Credit Scores


  • Credit Scores in 97331
    • Residents of 97331 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97331 (Corvallis, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97331 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97331 [4]
    • 97331 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97331 (Corvallis, OR)

Recent credit card complaints originating from consumers in 97331, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97331

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Oregon

About 97331

97331 is associated with the city of Corvallis, which is located in Benton County in the state of Oregon. [6]

OR Credit Cards

97331 Credit Cards

For more information about 97331 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Oregon


Go

Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97331

6. ^ United States Census Bureau