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Comprehensive Local Credit Card Guide

Credit Cards in 97396 (Willamina, OR)

Credit Card Debt in 97396

^ Average credit card debt in 97396 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97396

^ Based on overall Oregon data, the credit card delinquency rate in Willamina is approximately 0.45%. [2]

Credit Scores in 97396

^ The average credit score in Willamina is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97396

Credit Card Debt in 97396


  • 97396 Credit Card Debt
    • The estimated average credit card debt for 97396 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97396


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97396 Credit Scores


  • Credit Scores in 97396
    • Residents of 97396 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97396 (Willamina, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97396 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97396 [4]
    • 97396 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97396 (Willamina, OR)

Recent credit card complaints originating from consumers in 97396, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97396

Complaint Issue Number of Complaints*
Unable to get your credit report or credit score 3
Struggling to repay your loan 1
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97396

97396 is associated with the city of Willamina, which is located in Yamhill County in the state of Oregon. [6]

OR Credit Cards

97396 Credit Cards

For more information about 97396 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97396

6. ^ United States Census Bureau