Credit Card & Personal Finance Statistics in 97448
Credit Card Debt in 97448
- 97448 Credit Card Debt
-
- The estimated average credit card debt for 97448 residents is $4,773. [1]
- Average credit card debt amount in Oregon (all cities) is
4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 97448
97448 Credit Scores
- Credit Scores in 97448
-
- Residents of 97448 (OR) have an estimated average credit score of 709. [3]
- The average credit score in Oregon (all cities) is
1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]
More 97448 (Junction City, OR) Credit Stats
- Credit card delinquency rates in Oregon [2]
-
- Oregon residents (all cities) rank 39th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 97448 who are more than 90 days late on payments
-
- Oregon Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 97448 [4]
-
- 97448 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 97448 (Junction City, OR)
Recent credit card complaints originating from consumers in 97448, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 97448
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
3 |
| Managing an account |
3 |
| Attempts to collect debt not owed |
2 |
| Problem with a credit reporting company's investigation |
2 |
| Struggling to pay mortgage |
2 |
| Other |
5 |
* Total 2021 - 2024 (current)
Additional information about Oregon
About 97448
97448 is associated with the city of Junction City, which is located in Lane County in the state of Oregon. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Oregon
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
