Comprehensive Local Credit Card Guide

Credit Cards in 97869 (Prairie City, OR)

Credit Card Debt in 97869

^ Average credit card debt in 97869 is approximately $4,773, based on overall Oregon data. ^[1]

Credit Card Delinquency in 97869

^ Based on overall Oregon data, the credit card delinquency rate in Prairie City is approximately 0.45%. ^[2]

Credit Scores in 97869

^ The average credit score in Prairie City is approximately 709, based on collective Oregon data. ^[3]

Credit Card & Personal Finance Statistics in 97869

Credit Card Debt in 97869

97869 Credit Card Debt
- The estimated average credit card debt for 97869 residents is $4,773. ^[1]
- Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 97869

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97869 Credit Scores

Credit Scores in 97869
- Residents of 97869 (OR) have an estimated average credit score of 709. ^[3]
- The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. ^[3]

More 97869 (Prairie City, OR) Credit Stats

Credit card delinquency rates in Oregon ^[2]
- Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 97869 who are more than 90 days late on payments
- Oregon Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 97869 ^[4]
- 97869 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 97869 (Prairie City, OR)

Recent credit card complaints originating from consumers in 97869, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 97869

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	9
Incorrect information on your report	7
Confusing or misleading advertising or marketing	1
Problem with a purchase shown on your statement	1
Took or threatened to take negative or legal action	1
Other	1

* Total 2021 - 2024 (current)

Additional information about Oregon

About 97869

97869 is associated with the city of Prairie City, which is located in Grant County in the state of Oregon. ^[6]

97869 Credit Cards

For more information about 97869 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Oregon

Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau