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Comprehensive Local Credit Card Guide

Credit Cards in 18642 (Duryea, PA)

Credit Card Debt in 18642

^ Average credit card debt in 18642 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 18642

^ Based on overall Pennsylvania data, the credit card delinquency rate in Duryea is approximately 0.54%. [2]

Credit Scores in 18642

^ The average credit score in Duryea is approximately 709, based on collective Pennsylvania data. [3]

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Credit Card & Personal Finance Statistics in 18642

Credit Card Debt in 18642


  • 18642 Credit Card Debt
    • The estimated average credit card debt for 18642 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 18642


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18642 Credit Scores


  • Credit Scores in 18642
    • Residents of 18642 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 18642 (Duryea, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 18642 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 18642 [4]
    • 18642 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 18642 (Duryea, PA)

Recent credit card complaints originating from consumers in 18642, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 18642

Complaint Issue Number of Complaints*
Incorrect information on your report 7
Problem with a lender or other company charging your account 2
Credit monitoring or identity theft protection services 1
Managing the loan or lease 1
Struggling to pay mortgage 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 18642

18642 is associated with the city of Duryea, which is located in Luzerne County in the state of Pennsylvania. [6]

PA Credit Cards

18642 Credit Cards

For more information about 18642 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 18642

6. ^ United States Census Bureau