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Comprehensive Local Credit Card Guide

Credit Cards in 37308 (Birchwood, TN)

Credit Card Debt in 37308

^ Average credit card debt in 37308 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 37308

^ Based on overall Tennessee data, the credit card delinquency rate in Birchwood is approximately 0.66%. [2]

Credit Scores in 37308

^ The average credit score in Birchwood is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 37308

Credit Card Debt in 37308


  • 37308 Credit Card Debt
    • The estimated average credit card debt for 37308 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 37308


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37308 Credit Scores


  • Credit Scores in 37308
    • Residents of 37308 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 37308 (Birchwood, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 37308 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 37308 [4]
    • 37308 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 37308 (Birchwood, TN)

Recent credit card complaints originating from consumers in 37308, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 37308

Complaint Issue Number of Complaints*
Incorrect information on your report 1
Trouble using the card 1
* Total 2021 - 2024 (current)

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Additional information about Tennessee

About 37308

37308 is associated with the city of Birchwood, which is located in Hamilton County in the state of Tennessee. [6]

TN Credit Cards

37308 Credit Cards

For more information about 37308 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer financial complaints in 37308

6. ^ United States Census Bureau