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Comprehensive Local Credit Card Guide

Credit Cards in 38375 (Selmer, TN)

Credit Card Debt in 38375

^ Average credit card debt in 38375 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 38375

^ Based on overall Tennessee data, the credit card delinquency rate in Selmer is approximately 0.66%. [2]

Credit Scores in 38375

^ The average credit score in Selmer is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 38375

Credit Card Debt in 38375


  • 38375 Credit Card Debt
    • The estimated average credit card debt for 38375 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38375


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38375 Credit Scores


  • Credit Scores in 38375
    • Residents of 38375 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 38375 (Selmer, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 38375 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38375 [4]
    • 38375 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38375 (Selmer, TN)

Recent credit card complaints originating from consumers in 38375, TN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38375

Complaint Issue Number of Complaints*
Fraud or scam 1
* Total 2021 - 2024 (current)

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Additional information about Tennessee

About 38375

38375 is associated with the city of Selmer, which is located in McNairy County in the state of Tennessee. [6]

TN Credit Cards

38375 Credit Cards

For more information about 38375 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer financial complaints in 38375

6. ^ United States Census Bureau