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Comprehensive Local Credit Card Guide

Germantown Credit Cards

Credit Card Debt in Germantown

^ Average credit card debt in Germantown is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in Germantown

^ Based on overall TN data, the credit card delinquency rate in Germantown is approximately 0.66%. [2]

Credit Scores in Germantown

^ The average credit score in Germantown is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Germantown, TN Credit Card & Personal Finance Statistics

Germantown Credit Card Debt


  • Credit Card Debt in Germantown
    • The estimated average credit card debt for Germantown residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Germantown Credit Card Calculator


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Germantown Credit Scores


  • Credit Scores in Germantown
    • Residents of Germantown, TN have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More Germantown, TN Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Germantown cardholders that are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Germantown [4]
    • Germantown (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Tennessee

About Germantown

Germantown is a city located in Shelby County in the state of Tennessee, and has a population of approximately 38,844. [6]

TN Credit Cards

Germantown Credit Cards

For more information about Germantown credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in TN

ZIP Codes in Tennessee


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau