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Comprehensive Local Credit Card Guide

Credit Cards in 05068 (South Royalton, VT)

Credit Card Debt in 05068

^ Average credit card debt in 05068 is approximately $4,693, based on overall Vermont data. [1]

Credit Card Delinquency in 05068

^ Based on overall Vermont data, the credit card delinquency rate in South Royalton is approximately 0.45%. [2]

Credit Scores in 05068

^ The average credit score in South Royalton is approximately 721, based on collective Vermont data. [3]

VT Credit Cards

Credit Card & Personal Finance Statistics in 05068

Credit Card Debt in 05068


  • 05068 Credit Card Debt
    • The estimated average credit card debt for 05068 residents is $4,693. [1]
    • Average credit card debt amount in Vermont (all cities) is 5% less than the national average of $4,965.
    • Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 05068


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05068 Credit Scores


  • Credit Scores in 05068
    • Residents of 05068 (VT) have an estimated average credit score of 721. [3]
    • The average credit score in Vermont (all cities) is 3.59% greater than the national average score of 696.
    • Vermont collectively ranks 2nd in the U.S. in average credit score of residents. [3]

More 05068 (South Royalton, VT) Credit Stats

  • Credit card delinquency rates in Vermont [2]
    • Vermont residents (all cities) rank 40th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 05068 who are more than 90 days late on payments
    • Vermont Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 05068 [4]
    • 05068 (Vermont) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 05068 (South Royalton, VT)

Recent credit card complaints originating from consumers in 05068, VT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 05068

Complaint Issue Number of Complaints*
Dealing with your lender or servicer 1
Improper use of your report 1
Other features, terms, or problems 1
Problem with a credit reporting company's investigation 1
Problem with a purchase shown on your statement 1
* Total 2021 - 2024 (current)

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Additional information about Vermont

About 05068

05068 is associated with the city of South Royalton, which is located in Windsor County in the state of Vermont. [6]

VT Credit Cards

05068 Credit Cards

For more information about 05068 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Vermont


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Cities in VT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Vermont State Legislature

5. ^ Consumer financial complaints in 05068

6. ^ United States Census Bureau