Comprehensive Local Credit Card Guide

Credit Cards in 05254 (Manchester, VT)

Credit Card Debt in 05254

^ Average credit card debt in 05254 is approximately $4,693, based on overall Vermont data. ^[1]

Credit Card Delinquency in 05254

^ Based on overall Vermont data, the credit card delinquency rate in Manchester is approximately 0.45%. ^[2]

Credit Scores in 05254

^ The average credit score in Manchester is approximately 721, based on collective Vermont data. ^[3]

Credit Card & Personal Finance Statistics in 05254

Credit Card Debt in 05254

05254 Credit Card Debt
- The estimated average credit card debt for 05254 residents is $4,693. ^[1]
- Average credit card debt amount in Vermont (all cities) is 5% less than the national average of $4,965.
- Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 05254

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05254 Credit Scores

Credit Scores in 05254
- Residents of 05254 (VT) have an estimated average credit score of 721. ^[3]
- The average credit score in Vermont (all cities) is 3.59% greater than the national average score of 696.
- Vermont collectively ranks 2nd in the U.S. in average credit score of residents. ^[3]

More 05254 (Manchester, VT) Credit Stats

Credit card delinquency rates in Vermont ^[2]
- Vermont residents (all cities) rank 40th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 05254 who are more than 90 days late on payments
- Vermont Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 05254 ^[4]
- 05254 (Vermont) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 05254 (Manchester, VT)

Recent credit card complaints originating from consumers in 05254, VT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 05254

Complaint Issue	Number of Complaints*
Fraud or scam	1
Managing an account	1
Problem with a credit reporting company's investigation	1
Trouble accessing funds in your mobile or digital wallet	1

* Total 2021 - 2024 (current)

Additional information about Vermont

About 05254

05254 is associated with the city of Manchester, which is located in Bennington County in the state of Vermont. ^[6]

05254 Credit Cards

For more information about 05254 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Vermont

Cities in VT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Vermont State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau